Excellent analysis and advice. What you describe is a huge problem and fostered by so much gaslighting from so many directions.
Especially those happily ever after fairytales. I don’t mean there is no happiness. I mean there are responsibilities and actions required in all relationships. Happiness is created rather than just being there with no effort .
But that reality is a tough sell. The message that everything will be automatically just as you dreamed is a more desirable communication. So no wonder so many women fall into the financial traps you describe.
I hope we see lots more written about this. Odd, in some ways it is as though the subject is taboo. Ah ha. Another way to silence women.